CORE OFFERINGS
CBR is proud to offer the cannabis industry’s most comprehensive suite of operational capital and financing alternatives.
Unsecured Working Capital
CBR is one of the only lenders in the cannabis industry to provide fully uncollateralized working capital financing to licensed operators and ancillary companies. These financings are term fundings that are customized to the needs of the borrower.
Equipment Financing
More cannabis companies are expanding their operations to meet the growing patient and consumer need in every regulated market. New Equipment acquisitions and the ability to leverage existing equipment is critical to both growth and efficiency gains and CBR provides some of the most competitive terms in the market.
Commercial Real Estate Financing
The cannabis real estate industry is rapidly evolving and CBR is increasingly providing very effective financing solutions to operators looking to acquire an asset or complete a construction project.
AR/Invoice Line of Credit
Rapid industry growth and lack of capital support from traditional banks and lenders has created a working capital crunch throughout the vertical supply chain. CBR can provide A/R and reverse A/R invoice financing on a revolver basis.
Product Map
Collaborative Culture
We spend most of our time interacting with our borrower clients to truly understand their business and how we can be helpful in the growth process.
Deep Analysis
Our breadth of knowledge facilitates a deeper understanding of borrowers’ needs which aids in the analysis process.
Bespoke Underwriting
Each transaction is individually analyzed and underwritten by our investment committee to ensure we are providing a solution, not just capital.
Efficiency Focus
Our team understands the need for borrowers to move quickly to execute their business plans and works as efficiently as possible to approve transactions.
The Process
Our team believes in a collaborative, seamless, and proactive approach to underwriting our borrower clients. Our application process for each lending type is standardized and requires no more than the provision of documents our clients are regularly maintaining as part of day to day business operations.
CBR’s investment committee also includes operational expertise that lends a unique perspective to our underwriting capabilities.
Unsecured
DOCUMENTS REQUIRED
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Application
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3 months bank statements
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Financial Support (LTM / YTD P&L + BS)
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Financial Support (AR/ AP Summary)
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Corporate Tax Return
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Personal Tax Return
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Personal Guarantee Credit
what is this?"Personal Guarantee Credit " not sure what this means it really means nothing is kinda ambiguos let's just take it out across the board on the services page, really because we use various different garuntee strutures in our programs and they change from merchant to merchant depending on how their company is structured, sometimes we have sole owner operators or partnerships, and other times we have huge corporations with shareholders and holding companies large org charts so there could be many different scenarios no matter which program we are fuding, we always can use different garuntee structures... (this is a true personal garuntee) personal garuntee, corporate garuntee, personal performance garuntee (only for performance), limited performance, bad boy addedums, many specified redlines etc. etc. etc.) (take this out for all 4 verticals as that is on a deal by deal basis) -
Copies of Licenses
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Description of Collateral
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Use of Funds Support
Equipment
DOCUMENTS REQUIRED
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Application
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3 months bank statements
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Financial Support (LTM / YTD P&L + BS)
-
Financial Support (AR/ AP Summary)
-
Corporate Tax Return
-
Personal Tax Return
-
Personal Guarantee Credit
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Copies of Licenses
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Description of Collateral
-
Use of Funds Support
AR/Invoice LOC
DOCUMENTS REQUIRED
-
Application
-
3 months bank statements
-
Financial Support (LTM / YTD P&L + BS)
-
Financial Support (AR/ AP Summary)
-
Corporate Tax Return
-
Personal Tax Return
-
Personal Guarantee Credit
-
Copies of Licenses
-
Description of Collateral
-
Use of Funds Support
Commercial Real Estate
DOCUMENTS REQUIRED
-
Application
-
3 months bank statements
-
Financial Support (LTM / YTD P&L + BS)
-
Financial Support (AR/ AP Summary)
-
Corporate Tax Return
-
Personal Tax Return
-
Personal Guarantee Credit
-
Copies of Licenses
-
Description of Collateral
-
Use of Funds Support
**Further support could be required or requested.